Credit Up! Program

Fierce Ferments

Credit Up! Program (CUP!)

The Credit Up! Program is comprised of two programs, CUP! Financial Empowerment (in-person) and the CUP! Small Dollar Loan Program, designed to give entrepreneurs an opportunity to learn about the importance of credit and put good credit habits to practice.

“I’m grateful to have been given the opportunity to work on improving my credit score through NDC’s CUP! program. The program gave me a manageable way to work on my credit and it was effective!”

Strive Bookstore, Minneapolis

Credit Up! Programs

CUP! Financial Empowerment

  • Attend 2 in-person educational courses on credit basics, budgeting and money management, and how to achieve better credit. 
  • One-on-one financial coaching, with access to your own credit report.
  • Eligibility to apply for CUP! Small Dollar Loan Program

Who Qualifies?

  • NDC clients, tenants, and prospective clients

CUP! Small Dollar Loan Program

  • Receive a $300-dollar personal loan to practice good financial habits. 
  • 12-month term, $25 dollars a month, reported to the credit bureau
  • No interest, no application fee.

Who Qualifies?

  • Anyone who has completed the CUP! Financial Empowerment Course

Upcoming Sessions

Tuesday March 10th and March 17th, 2026

Tuesday June 9th and June 16th, 2026

Tuesday September 22nd and September 29th, 2026

Tuesday December 8th and December 15th, 2026